Set more money aside
• You connect your bank so Plum can analyse your transactions and adapt to your spending
• Plum’s algorithm regularly calculates how much money you can afford to set aside
• Small amounts are tucked away, without you needing to think about it
• Because the amounts are tailored to you, you’re never left short
• The money is set aside in your Plum account ready for when you need it
• Personalise your Plum account, create Pockets, and assign goals
• There are different saving Moods, ranging from Shy to Beast Mode
• Gamify your saving with Plum’s 52 Week Challenge or Rainy Days Rule
• Withdrawals are processed within 24hrs (typically under 5min)
Earn interest on your savings
• Get 0.55% AER with Plum Plus & Plum Pro
• Get 0.35% AER on Plum Basic (free)
• Easy Access Interest Pocket covered by the FSCS
Analyse your spending
• Plum identifies when you are being regularly being ripped-off on household bills
• By referencing your payments against available tariffs, Plum ensures you're not overpaying for things like gas, electric, broadband, loans or insurance
• Plum will notify you if there’s a better deal and can switch you to a new supplier in seconds
Invest from £1
• You can create your profile in minutes to start investing in a Stocks & Shares ISA
• Plum investments can be fully-automated, so you don’t need to think about ‘adulting’ too hard
• Rather than expecting you to pick individual company stocks Plum have done the hard work, offering a carefully selected range of investment funds
• These funds are professionally managed portfolios containing a combination of shares, bonds, and assets, which means you don't have to be a stock market whiz to get started
• The risk is spread, so if one company in the portfolio performs badly it only affects a small part of your overall investment
• You can configure Plum’s Splitter to automatically divide your deposits between your main account and/or any investment funds you’ve previously chosen
• Options like ‘Tech Giants’ or ‘Slow & Steady’ (Plum offer a range of ten funds in total) mean you can personalise your investment portfolio based on your priorities
• Plum investments are designed to be simple, and that also applies to the transparent fee structure*
Note: As with all investments, your capital is at risk if you choose to invest.
Get Rewarded
• Help us spread the Plum love—earn £15 for each 3 successful referrals.
• Earn when you spend—get up to 6% cash back whenever you shop with one of our partner merchants (incl. Asos, Trainline, and Hotels.com) through the Plum app.
Tech that keeps you safe
• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers
Here when you need us
• Our customer support team are available between 9–5 Mon–Fri and 10–4 on Sat & Sun
We prioritise your privacy
• We never share your data with third parties without your consent
*Here’s a detailed breakdown of our investment fees:
• From £1.00 per month subscription fee for Plum Plus (first month free)**
• 0.51% annual average fund management and provider fee
• No hidden transaction or trading costs
• No withdrawal fees or limits
**This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee (depending on the funds you choose to invest in). Fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.
